Importance The article deals with economy provision of the Nizhny Novgorod oblast with bank loans. It studies the impact of the banking system in the region on increasing the role of credit in the economy. Objectives The goal of the paper is to assess the banking system of the Nizhny Novgorod oblast and offer ways to adjust the bank regulation system in the region. Methods The research uses methods of logical and statistical analysis, observation, generalization and classification. Results The banking system of the region undergoes restructuring. It does not provide sufficient credit resources. The region is on the verge of payment crisis. The level of banks' participation in investment processes is very low. Conclusions and Relevance I offer criteria to assess the adequacy of the banking system's regional segment in the form of a share (quota) of banking capital in the total capital of credit institutions located in the region. The paper proves that it is expedient to include instruments of strategic planning of attraction and placement of temporarily disposable monetary resources in bank regulation and to coordinate the plans with programs for regional economy restructuring. It is urgent to strengthen the role of executive authorities in managing the banking system of the region.
Keywords: banking system, credit, regulation, region
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