Home  Journals  Finance and Credit  43(427) - 2010 November

Tendencies of the retail deposits market

Available online: 17 November 2010

Subject Heading: Banking

JEL Classification: 

In connection with the crisis in the world economy, the problem of encouraging retail deposits to the commercial banks has recently gained greater urgency. In the present work various aspects of banking activity to attract the retail deposits are examined, special attention is paid to the problems of retail deposit rate limitation imposed by Bank of Russia, the most important tendencies of retail deposit market are determined. It is concluded that in the financial crisis environment and limited access to foreign financing sources, to attract and grow the retail deposits base is the most demanded form of bank financing and formation of long term bank liabilities.

Keywords: deposits, investments, Bank of Russia, percentage rates

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ISSN 2311-8709 (Online)
ISSN 2071-4688 (Print)

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