Subject. Monitoring of the functioning of the national payment system (NPS). Objectives. To develop an NPS Development Index that includes the main indicators of NPS development approved by the Central Bank of the Russian Federation and takes into account their mutual influence. Methods. For the study, I used the methodology of the Organization for Economic Cooperation and Development. Results. The article finds that Moscow and the Moscow Oblast are leaders in NPS development; about half of the constituent entities of the Russian Federation have an average level of NPS development. One of the reasons for the weak development of the NPS in the regions is the socioeconomic component. A relationship between the level of poverty and NPS development has been established. Territorial characteristics are also identified as a factor of influence. Visualization of the results obtained helped identify regions with similar parameters of NPS development. Conclusions and Relevance. The developed NPS Development Index provides an opportunity to comprehensively assess the state of the NPS in Russian regions, taking into account the mutual influence of the indicators used. The selection of specific indicators included in the index allows excluding indicators with low informativeness and high correlation, which increases the effectiveness and accuracy of the data obtained. The application of the developed index in implementing priority directions for NPS development allows increasing the speed and accuracy of monitoring. The NPS Development Index can be used when making decisions on strategic directions for the development of the national payment system.
Keywords: payment system, index, regions, development, Bank of Russia
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