Subject. The article addresses the ecosystem of non-State pension fund (NPF), as a tool to ensure competitiveness, and criteria of its assessment. Objectives. The aim is to determine trends in the pension industry, review ecosystems that are emerging on the basis of banks and existing approaches to the analysis of competitiveness of credit financial institutions, define the place and role of the ecosystem indicator in assessing the NPF competitiveness, formulate recommendations for competitiveness criteria. Methods. We employ the systems and structural-functional methods to examine the main approaches, used in assessing the competitiveness, evaluation of the findings of theoretical and applied research in the field of analysis of enterprise competitiveness given the high variability of external environment. Results. We defined and systematized factors affecting the competitiveness of non-State pension funds in modern market conditions. It is necessary to expand assessment criteria and add those reflecting the ecosystem indicator. The paper offers an approach to ranking this indicator, which can be applied regardless of the chosen method for assessing the competitiveness of non-State pension funds. Conclusions. Ecosystems will act as a driver of growth and competitiveness of non-State pension funds. Accordingly, there is an acute question of methodology for calculating the quantitative characteristic of the index of NPF competitiveness in the ecosystem approach implementation. Some aspects of this article were reflected in the development strategy for AO NPF Surgutneftegas for 2022–2026.
Keywords: non-State pension fund, competitiveness, ecosystem, digital services, ecosystem services
References:
Lifintsev D.V., Karama L.L. [Ecosystem approach to social work]. Perspektivy nauki = Science Prospects, 2012, no. 10, pp. 041–044. (In Russ.)
Beketov N.V. [Problems of national innovation system in Russia]. Problemy sovremennoi ekonomiki = Problems of Modern Economics, 2004, no. 4, pp. 78–81. (In Russ.)
Karanatova L.G., Kulev A.Yu. [Modern Approaches to Innovative Ecosystems Formation in the Conditions of Establishing of Knowledge Economy]. Upravlencheskoe konsul'tirovanie = Administrative Consulting, 2015, no. 12, pp. 39–46. URL: Link (In Russ.)
Mazur L.V., Nikerova I.A. [The transformation of banking services as a factor of adaptation to changing conditions]. Sinergiya, 2017, no. 3, pp. 63–71. (In Russ.) URL: Link
Maslennikov V.V., Fedotova M.A., Sorokin A.N. [New financial technologies change our world]. Vestnik Finansovogo universiteta = Bulletin of Financial University, 2017, vol. 21, no. 2, pp. 6–11. URL: Link (In Russ.)
Proskurnin S.D. [Creation of self-organized innovative ecosystems in zones of special territorial development]. Regional'naya ekonomika i upravlenie: elektronnyi nauchnyi zhurnal, 2017, no. 4, pp. 6. (In Russ.) URL: Link
Sviridov O.Yu., Badmaeva B.S. [Development of bank ecosystems on the basis of digital technologies]. Gosudarstvennoe i munitsipal'noe upravlenie. Uchenye zapiski = State and Municipal Administration. Scientific Notes, 2019, no. 3, pp. 176–181. URL: Link (In Russ.)
Sviridov O.Yu., Nekrasova I.V. [Development Trends of the Fintech Ecosystem in Russian Economy]. Vestnik Volgogradskogo gosudarstvennogo universiteta. Ekonomika = Journal of Volgograd State University. Economics, 2019, vol. 21, no. 4, pp. 197–206. URL: Link (In Russ.)
Popov E.V., Simonova V.L., Chelak I.P. [Assessment of the innovative ecosystems development]. Voprosy innovatsionnoi ekonomiki = Russian Journal of Innovation Economics, 2020, vol. 10, no. 4, pp. 2359–2374. (In Russ.) URL: Link
Kleiner G.B., Rybachuk M.A., Karpinskaya V.A. [Development of ecosystems in the financial sector of Russia]. Upravlenets = The Manager, 2020, vol. 11, no. 4, pp. 2–15. (In Russ.) URL: Link
Bykanova N.I., Solovei Yu.A., Gordya D.V., Kon'shina L.A. [Formation of banks ecosystems in conditions of digitalization of banking space]. Ekonomika. Informatika = Economics. Information Technologies, 2020, vol. 47, no. 1, pp. 91–100. URL: Link (In Russ.)
Barygina O.N. [Management of Competitive Ability of Enterprises in the Sphere of Services: Realization of Behavioral Approach]. Problemy sovremennoi ekonomiki = Problems of Modern Economy, 2009, no. 3, pp. 511–513. (In Russ.)
Bulochnikov P.A. [Innovative Development Strategic Management of Enterprise and Service Industries]. Peterburgskii ekonomicheskii zhurnal = Petersburg Economic Journal, 2014, no. 1, pp. 70–74. URL: Link (In Russ.)
Grishkov A.F. [Assessment of competitiveness of service sphere organizations as basis of mechanism of managing competitiveness]. Vestnik RAEN = Herald of Russian Academy of Natural Sciences, 2015, no. 2, pp. 81–85. URL: Link (In Russ.)
Nadezhdina G.V. [Assessment of Competitiveness in the Service Industry]. Vestnik Volzhskogo universiteta im. V.N. Tatishcheva = Vestnik of Volzhsky University after V.N. Tatischev, 2009, no. 16, pp. 136–143. URL: Link (In Russ.)
Flit A.L. [Competitiveness of enterprises in the sphere of services: Specificities of evaluation]. Problemy sovremennoi ekonomiki = Problems of Modern Economics, 2014, no. 2, pp. 345–348. URL: Link (In Russ.)
Vasil'ev A.I. [Triad of competitiveness: Resources, processes and results of competitive activities]. Sovremennaya konkurentsiya = Journal of Modern Competition, 2018, vol. 18, no. 4-5, pp. 75–81. URL: Link (In Russ.)
Rubin Yu.B. [About the constructive theory of competition in entrepreneurship]. Sovremennaya konkurentsiya = Journal of Modern Competition, 2017, vol. 11, no. 5, pp. 114–129. URL: Link (In Russ.)
Rubin Yu.B. [Discussion questions of modern competition theory]. Sovremennaya konkurentsiya = Journal of Modern Competition, 2010, no. 3, pp. 38–67. URL: Link (In Russ.)
Rubin Yu.B. [Competitive status of market participants]. Sovremennaya konkurentsiya = Journal of Modern Competition, 2016, vol. 10, no. 1, pp. 108–143. URL: Link (In Russ.)
Kovalenko A.I. [Theoretical and methodological aspects of application the concept of ‘Competitive Ability’ in scientific researches]. Sovremennaya konkurentsiya = Journal of Modern Competition, 2013, no. 6, pp. 65–79. URL: Link (In Russ.)
Voronov D.S. [The relationship between the competitiveness of enterprise and the competitiveness of its products]. Sovremennaya konkurentsiya = Journal of Modern Competition, 2015, vol. 9, no. 1, pp. 39–53. URL: Link (In Russ.)
