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ИД «Финансы и кредит»






Finance and Credit

Risk assessment of banking groups financing leasing companies

Vol. 28, Iss. 4, APRIL 2022

PDF  Article PDF Version

Received: 28 February 2022

Received in revised form: 14 March 2022

Accepted: 28 March 2022

Available online: 28 April 2022

Subject Heading: Banking

JEL Classification: G21, G32

Pages: 924–949


Igor' V. VERZHBITSKII Financial University under Government of Russian Federation, Moscow, Russian Federation

ORCID id: not available

Subject. The article investigates the existing approaches to assessment of risk of banking groups, arising from the financing of leasing companies by banking groups being the largest players in the financial lease market.
Objectives. The purpose is to develop an original methodology for assessing the risks of banking groups in the financial lease market, arising from the provision of financing to lessors.
Methods. I employ methods of systems analysis, comparative analysis, ratio analysis, synthesis, induction and deduction, methods of grouping, classification, and statistical methods.
Results. I developed an original approach and methodology to assess the risks of banking groups that finance leasing companies.
Conclusions. The existing methods for assessing the creditworthiness of leasing companies do not fully assess risks inherent in financing of lessors. The presented methodology rests on current standard ratios and enables to solve the problem of quantitative risk assessment in financing to leasing companies.

Keywords: financial lease, leasing company, banking group, risk assessment


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ISSN 2311-8709 (Online)
ISSN 2071-4688 (Print)

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Vol. 28, Iss. 4
April 2022