Ezrokh Yu.S.Novosibirsk State University of Economics and Management, Novosibirsk, Russian Federation ezroh@rambler.ru
Importance The article considers the theoretical basis of competition as an economic phenomenon that occurs in a competitive environment, characterized by the level of competition, which is, in its turn, characterized through the study of a competition degree. Objectives The paper studies real relations between the subjects of competition in the Russian banking market to form a theoretical and methodological basis of approaches and methods of empirical studies of the Russian competitive banking environment at the present stage. Methods Based on a synthesis of scientific knowledge contained in the works of leading economists in the field of study of banking competition and competitiveness, I offer a new approach to the study of the banking competition environment characteristic, and as a tool, I used deductive and inductive methods and other logical and analytical procedures. The paper theoretically substantiates the distinctions and inter-linkage between the economic categories of banking system, banking competitive environment and banking market, which allows discriminating the non-banking competition subject's category (leasing, factoring, credit, billing/payment non-bank credit organizations, public corporations with special tasks, etc.). Results The article separates the economic categories of banking competition and banking competition definitions that allows explaining the reasons for variability in the level of competition and consistently high competition intensity. Conclusions and Relevance I substantiate introduction of an economic category of competition as an evaluation measure of competition degree of all objective functions, and also research the extent of competition in the Russian banking environment.
Keywords: competition, bank, competition environment, competitive struggle, banking system, competition theory
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