Home  Journals  Finance and Credit  26(602) - 2014 July

A technique of complex rating assessment of commercial banks

Available online: 7 July 2014

Subject Heading: Banking

JEL Classification: 

Pages: 2-9

The article integrates various theoretical approaches to disclosure of the economic essence of rating; it studies domestic and foreign techniques of rating assessment of a commercial bank's activity. The authors consider and calculate the rating of the Stavropol territory commercial banks. In order to improve the studied methodological approaches, the paper proposes to use a complex assessment technique integrating three groups of factors: environment, internal factors and support factors.

Keywords: rating, rating assessment, ranking, financial stability, rating agencies, complex rating assessment

References:

1. Karminskii A.N., Peresetskii A.A. Reitingi kak mera finansovykh riskov. Evoliutsiia, naznachenie, primenenie [Rating as a measure of financial risks. Evolution, purpose, application]. Zhurnal Novoi ekonomicheskoi assotsiatsii – Journal of New Economic Association, 2009, no. 1–2, pp. 86–104.
2. Kromonov V.S. Metodika sostavleniia reitinga nadezhnosti bankov [Technique of estimating of bank reliability rating]. Profil’ – Profile, 1998, no. 20.
3. Maleeva A.V. Analiz deiatel’nosti kommercheskogo banka [Analysis of a commercial bank’s activity]. Stavropol, North Caucasian Technical University Publ., 2008, 496 p.

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ISSN 2311-8709 (Online)
ISSN 2071-4688 (Print)

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