Home  Journals  Finance and Credit  24(600) - 2014 June

An assessment of credit risk of commercial banks

Available online: 14 June 2014

Subject Heading: Banking

JEL Classification: 

Pages: 57-62

The article notes that loan quality of commercial banks is very important in modern conditions for realization of risks when crediting may cause substantial damages, and in certain cases it may cause bankruptcy of a bank. In this regard, the issues of an assessment and management of credit risk of banks come to the forefront. The author considers the concept of "credit risk of a commercial bank", various methods of assessment, and defines a number of coefficients on their basis, the main features of assessment of credit risk.

Keywords: assessment, credit risk, bank credit portfolio, risk management, analysis

References:

1. Voronova N.S. Rossiiskii finansovyi rynok: perspektivy razvitiia [Russian financial market: the prospects of development]. Vestnik Sankt-Peterburgskogo gosudarstvennogo universiteta – Bulletin of St. Petersburg State University, 2006, no. 3, pp. 133–139.
2. Miroshnichenko O.S. Kreditnyi risk i sobstvennyi kapital banka [Credit risk and bank own capital]. Finansy i kredit – Finance and credit, 2011, no. 1, pp. 21–31.
3. Miroshnichenko O.S. Subordinirovannyi kredit: voprosy teorii i bankovskaia praktika [The subordinated credit: theoretical issues and banking practice]. Finansy i kredit – Finance and credit, 2011, no. 19, pp. 31–41.
4. Selianin S.A. Istochnik dlia izbrannykh [A well of water for the privileged ones]. Ekspert-Ural – Expert Urals, 2012, no. 48, pp. 16–24.

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ISSN 2311-8709 (Online)
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