Home  Journals  Finance and Credit  14(590) - 2014 April

Assessment of the state and dynamics lending of small and medium business a case study of the Southern Federal district

Available online: 6 April 2014

Subject Heading: ISSUES ON ECONOMICS

JEL Classification: 

Pages: 52-60

The article notes that significant relationship between the level and dynamics of development of small and medium-sized businesses and economic stability of the territorial entities of the country, and between the efficiency of any business activity and adequacy of financial resources are very urgent. The authors carry out the comparative analysis of development of small and medium business on the basis of available statistical data. They consider efficiency of the lending market in the Southern Federal District and, in particular, in the Krasnodar area (in comparison to other territorial subjects of the Russian Federation). The paper concludes that the general delay of economy development in the country is the main reason of stagnation of the lending market and availability of external financing will contribute to more active and differentiated development of small and medium-sized businesses.

Keywords: small business, financing, crediting system

References:

1. The bulletin of bank statistics of Bank of Russia for 2010–2012. Available at: Link. (In Russ.)
2. Dinamika razvitiia malogo predprinimatel'stva v regionakh Rossii na 01.10.2010, na 01.10.2011 i na 01.10.1012. [Dynamics of development of small business in the regions of Russia. 2010, 2011, 2012]. Moscow, National Institute of System Researches of Business Issues Publ.
3. Investment review. Head Department of the RF Central Bank of the Krasnodar Territory, 2011–2012.
4. Lending of small and medium business in Russia: time of “credit factories”. Available at: Link. Link. (In Russ.)

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ISSN 2311-8709 (Online)
ISSN 2071-4688 (Print)

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