+7 925 966 4690, 9am6pm (GMT+3), Monday – Friday
ИД «Финансы и кредит»

JOURNALS

  

FOR AUTHORS

  

SUBSCRIBE

    
Finance and Credit
 

Economic and legal aspects of development of consumer crediting in the Russian Federation

Vol. 20, Iss. 12, MARCH 2014

Available online: 16 March 2014

Subject Heading: CREDIT POLICY

JEL Classification: 

Pages: 24-29

Belousov A.L. Northwest Institute (branch) of Moscow State Legal University named after O.E. Kutafin, Volgograd, Russian Federation
andreybelousov@mail.ru

The article considers consumer crediting - one of the most popular and developing banking products. The author points out thus existing regulatory base governing the relations in this sphere as practice, it isn't enough. The paper investigates the drafts of laws and the offered changes in the current legislation which with the greatest probability will be approved soon and will mention the considered sphere. The author presents various opinions of scientists and experts of rather further development and regulation of institute of crediting of natural persons.

Keywords: credit, debt, credit organization, micro financial organization, loan, bill

References:

  1. Belousov A.L. Pravovye aspekty peredachi bankami prosrochennoi zadolzhennosti kollektorskim organizatsiiam [Legal aspects of transfer by arrears banks to the collection organizations]. Finansy i kredit – Finance and credit, 2012, no. 35.
  2. Belousov A.L. Razvitie avtokreditovaniia v aspekte reformirovaniia zakonodatel'stva v sfere registratsii zalozhennogo imushchestva [Development of car loans of law reform in the area of registration of mortgaged property]. Finansy i kredit – Finance and credit, 2013, no. 22.
  3. Belousov A.L. Razvitie sistemy ipotechnogo kreditovaniia v aspekte reformirovaniia zakonodatel'stva [Development of system of mortgage lending in reforming of legislation]. Finansy i kredit – Finance and credit, 2012, no. 25.
  4. Belousov A.L. Formirovanie zakonodatel'stva v sfere deiatel'nosti po vzyskaniiu prosrochennoi zadolzhennosti [Legislation formation on collecting arrears]. Finansy i kredit – Finance and credit, 2012, no. 7.
  5. Zaemshchikam, imeiushchim neskol'ko nepogashennykh kreditov, stalo slozhnee poluchat' novye [To borrowers having some outstanding credits, it became more difficult to receive the new]. Available at: Link. (In Russ.)
  6. Kredity, predostavlennye fizicheskim litsam po sostoianiiu na 01.11.2013 [Loans to physical persons as of November 01, 2013]. Available at: Link.
  7. Markelov R.V. Bol'she dvukh ne zanimat' [More than two not to borrow]. Rossiiskaia gazeta – Russian newspaper, November 15, 2013.
  8. Markelov R.V. Rossii predlozhili ne davat' bol'she dvukh kreditov v odni ruki [Russia suggested not to give more than two credits per customer]. Rossiiskaia gazeta – Russian newspaper, November 13, 2013.
  9. Draft of the resolution of Plenum of the Supreme Arbitration Court of the Russian Federation “On freedom of the contract and its limits”. Available at: Link.
  10. Samofalova O. Ugroza finansovoi stabil'nosti [Threat of financial stability]. Delovaia gazeta «Vzgliad» – Business newspaper Vzglyad, November 20, 2013.
  11. Svoboda dogovora – tol'ko dlia vzroslykh [Freedom of the contract – only for adults]. Kommersant" – Kommersant, November 19, 2013.
  12. Sekvoiia kredit konsolideishn predstavliaet obzor rynka tsessii po itogam goda [The Sequoia Credit Consolidation submits the review of the market of cession following the results of year]. Available at: Link. (In Russ.)
  13. TsB RF nastaivaet na ogranichenii stavok po kreditam naseleniiu [The Central Bank of the Russian Federation on restriction of rates on the credits to the population]. Available at: Link. (In Russ.)

View all articles of issue

 

ISSN 2311-8709 (Online)
ISSN 2071-4688 (Print)

Journal current issue

Vol. 30, Iss. 4
April 2024

Archive