MURAVETSKII A.N.PhD in Economics, Associate Professor, Department of Finance and Credit, Belgorod State National Research University, Belgorod, Russian Federation muravetskiy@bsu.edu.ru
KUNTASHEV P.А.PhD in Economics, Associate Professor, Department of Finance and Credit, Belgorod State National Research University, Belgorod, Russian Federation pavelbelg@mail.ru
The article points out, according to the laws of probability theory, the integration and simultaneous differentiation of credit portfolios are the guarantee of reducing their risk. At the same time, banks have also to some extent obliged to limit the most risky portion of their loan assets, which is the greatest need for such measures. The authors propose an organizational way of resolving this contradiction.
Keywords: credit risk, bank cooperative, credit portfolio, methods of reducing risk
References:
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Muravetskiy A.N., Kuntashev P.A. O vozmozhnostiakh snizheniia riska kreditnogo portfelia [On reducing the risk of the loan portfolio]. Finansy i kredit – Finance and credit, 2013, no. 16
