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Finance and Credit
 

The combined approach to a solvency assessment of the client of real estate savings bank

Vol. 20, Iss. 7, FEBRUARY 2014

Available online: 8 February 2014

Subject Heading: SAVINGS BUSINESS

JEL Classification: 

Lihanova Z.K. Cand. Econ. Sci., Docent Department of Finance and Tax Policy Novosibirsk state technical university
nzk_2007@mail.ru

Glushkova M.A. Postgraduate Student, Department of Finance and Tax Policy Novosibirsk state technical university
gluschkova@list.ru

The core of this article is construction of a new approach to the assessment of Customer's creditworthiness building-and-loan association. At the stage of savings Customer is estimated at scoring scheme by qualitative and quantitative indicators. Quantitative method involves identify two risk factor: not past contributions, increasing the price.

Keywords: building-and-loan association, Customer's creditworthiness, the credit, investment of means in real estate objects

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ISSN 2311-8709 (Online)
ISSN 2071-4688 (Print)

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