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Finance and Credit

41(569) - 2013 November

Russian household saving behavior: whether the theory is real life?

Vol. 19, Iss. 41, NOVEMBER 2013

Available online: 11 November 2013

Subject Heading: HOUSEHOLD FINANCE

JEL Classification:

Tregubova A.A. PhD in Economics, Senior Lecturer of the Department of Mathematical Statistics, Econometrics and Actuarial Calculations, the Rostov State University of Economics
alexandra_a_t@mail.ru

Toropova T.V. PhD in Economics, Associate Professor, the Department of Mathematical Statistics, Econometrics and Actuarial Calculations, the Rostov State University of Economics
ttoropova@mail.ru

Yarashanova E.U. Assistant of the Department of Taxes and Taxation, the Chechen State University
daylima@mail.ru

Relevance of studying of savings behavior of house farms, and also the factors, it defining, is caused by that savings of households are one of the most important sources of investments of the population in the national economy. By means of econometric methods influence of social and economic, demographic and professional characteristics on probability of that households have savings is analyzed. The factors of increase of chances of existence of savings are revealed, and also "portraits" most and the least probable savers are presented.

Keywords: savings behavior, household logit-model

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ISSN 2311-8709 (Online)
ISSN 2071-4688 (Print)

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