Home  Journals  Finance and Credit  16(544) - 2013 April

Comparative analysis of systems of mortgage housing lending of Russia, Europe and USA

Available online: 24 April 2013

Subject Heading: CREDIT AND MONETARY POLICY

JEL Classification: 

In the article comparative analysis and characteristic features of Russian, European and USA systems of mortgage lending are given. International and domestic practice of mortgage loan development is studied. The statistics of European Mortgage Federation and ANML were used as information source. The most important statistical values of mortgage markets development were chosen as comparative characteristics. The analysis of mortgage operations funding sources in Europe, Russia and USA is focused on, including estimation of share of European covered bonds and residential mortgage-backed securities in funding of developed economies' mortgage lending system.

Keywords: mortgage lending system, model, comparative study, mortgage market, covered bonds, securitization, RMBS

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ISSN 2311-8709 (Online)
ISSN 2071-4688 (Print)

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