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Finance and Credit
 

Model of assessment credit organization based mathematical apparatus of theory of multiple regression

Vol. 19, Iss. 15, APRIL 2013

Available online: 18 April 2013

Subject Heading: MODELING IN ECONOMICS

JEL Classification: 

Balakhnev Yu.N. Graduate Student, Department of Commerce, the Nizhny Novgorod State University named after N.I.Lobachevsky
Yrabalakhnev@mail.ru

In the article on the basis of mathematical apparatus of the theory of multiple regressions the model of an assessment of solvency of the organization which allows receiving reasonable and exact estimates of quantitative and quality indicators of the borrower is constructed. The model gives the best results when analyzing the creditworthiness of the borrower in the decision to grant credit

Keywords: mathematical model, credit quality, multiple regression, organization, bank, borrower, loan analysis

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ISSN 2311-8709 (Online)
ISSN 2071-4688 (Print)

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