Home  Journals  Finance and Credit  43(523) - 2012 November

Credit burden's level and dynamics of population in the Russian Federation

Available online: 21 November 2012

Subject Heading: PERSONAL FINANCE

JEL Classification: 

In the article it is noted that the credit burden of borrowers - individuals defines level of availability and appeal of the credits to the population, is an important indicator of efficiency of functioning of a credit banking system and at the same time acts as the indicator of existence of crisis tendencies in its development. The essence and features of formation of credit burden of the population of the country are revealed, its quantitative assessment allow to do valid conclusions about tendencies of development of retail crediting, to predict and prevent its negative influence on the state credit banking system.

Keywords: credit and banking system, retail lending, credit, credit commitments, credit burden, level and dynamics of loan burden

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ISSN 2311-8709 (Online)
ISSN 2071-4688 (Print)

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