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Finance and Credit

32(512) - 2012 August

Methodical approaches to assessment of actual level of reliability of commercial bank

Vol. 18, Iss. 32, AUGUST 2012

Available online: 12 September 2012

Subject Heading: Banking

JEL Classification:

Pronskaya N.S. PhD in Economics, Associate Professor of department "Corporate Finances and Banking", the Volgograd State University
nina5506@mail.ru

Godzhaeva Е.S. Senior Lecturer of department "Economy and Management at the enterprise and Accounting", the Kalmuck Technological Institute (branch) of the Pyatigorsk State Technological University
ellagodzhaeva@mail.ru

In the article it is noted that reliability of banks is an important factor from the point of view of their appeal to investors, investors and other categories of clients. Therefore it is necessary a definition of degree of bank reliability by means of a mark assessment. The external user can estimate level of reliability of bank, analyzing his public reporting. For the Russian banks and their clients more and more actual is use of such technique of an assessment of their reliability excluding subjective opinion of the expert. The conclusion that in modern conditions the technique providing an objective assessment of level of their reliability is necessary for banks is drawn. Such technique and results of its approbation on an example of several banks is offered.

Keywords: bank, reliability, stability, assessment, ball, clients, risk

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ISSN 2311-8709 (Online)
ISSN 2071-4688 (Print)

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