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Finance and Credit
 

Indirect individual investment through system of banking credit institutions

Vol. 18, Iss. 29, AUGUST 2012

Available online: 1 August 2012

Subject Heading: Banking

JEL Classification: 

Kondrateva Z.A. PhD of Sociological Sciences, Associate professor of department "Financial Management", the All-Russian Correspondence Financial and Economic Institute, branch Kursk
zak.rf@mail.ru

In the article the factors influencing scale and dynamics of indirect individual investments in the form of bank deposits are analyzed. Influence of savings of the population in the form of bank deposits on formation of credit sources is estimated, the interrelation of an interest rate and volume of bank deposits of the population in rubles and foreign currency is analyzed, the reasons of investment appeal of bank deposits are revealed.

Keywords: collective investment, individual investors, investment strategy, mutual funds, general funds of the bank management, private pension funds, credit consumer cooperatives

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ISSN 2311-8709 (Online)
ISSN 2071-4688 (Print)

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