Home  Journals  Finance and Credit  15(495) - 2012 April

Concept of potential credit risk of the credit product and management of it at work with small and medium - sized enterprises

Available online: 11 April 2012

Subject Heading: THEORY OF FINANCE

JEL Classification: 

In connection with expansion of bank lending to small and medium-sized enterprises the issue of effective credit risk management has gained even more importance. In the article the conclusion is drawn that specificity of the given category of borrowers allows to manage credit risk at a stage of creation of a credit product. The author introduced concepts of potential credit risk of a credit product and management of it, possibility of decrease in credit risk by adjustment of the parameters of credit products.

Keywords: small and medium-sized enterprises, potential credit risk of a credit product, management of potential credit, risk, credit product, mechanism of decrease, risks

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ISSN 2311-8709 (Online)
ISSN 2071-4688 (Print)

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