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Finance and Credit
 

Positive property of risk - resource of a bank

Vol. 18, Iss. 5, FEBRUARY 2012

Available online: 30 January 2012

Subject Heading: Banking

JEL Classification: 

Pronskaya N.S. PhD in Economics, associate professor of department “Corporate finances and Banking”, Volgograd State University
nina5506@mail.ru

The traditional perception of risk as the risk and the probability of loss is not entirely correct. The desire of banks to prevent and minimize losses from risky operations provides the basis for making effective management decisions. The risk is not only the risk of loss, but also contains a positive, because it stimulates the bank manager to find the most rational way of banking transactions, a compromise between their profitability, liquidity and risky. Topical study becomes the positive impact of risk on banking activities, and on this basis, the establishment of an effective system of management of bank risks. It is concluded that in modern conditions it is advisable to perceive the risks as a resource bank that provides high quality transactions.

Keywords: bank, risk, resource, management, effectiveness

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ISSN 2311-8709 (Online)
ISSN 2071-4688 (Print)

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