Finance and Credit

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Finance and Credit

38(470) - 2011 October

Features of consumer crediting in Russia in modern conditions

Vol. 17, Iss. 38, OCTOBER 2011

Available online: 20 October 2011

Subject Heading: Banking

JEL Classification:

Vasilieva A.S. PhD in Economics, the senior lecturer of chair «The accounting, analysis and planning», Sevmashvtuz, the branch of the St.-Petersburg state sea technical university
vasilieva_as@mail.ru

Vasiliev P.A. Chairman of the housing co-operative number 1, a board member of Union of Gardeners of Russia in the Arkhangelsk Region
pa_vasiliev@mail.ru

In this article the studying actual presently to a problem of consumer crediting is devoted. In the article the basic stages of formation of consumer crediting are short considered, it is carried out the complex analysis of volumes and structure and allocated the modern features. The special attention is given the most widespread kinds of crediting of physical persons - crediting with using of plastic cards, the automobile credit and a mortgage. In the conclusion the basic problems are revealed and ways of their decision are defined.

Keywords: credit, bank, the consumer credit, plastic card, credit card, the credit without pledge, mortgage loan, the automobile credit, the educational credit, credit portfolio, risk of a non-return of the credit, credit history

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ISSN 2311-8709 (Online)
ISSN 2071-4688 (Print)

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