Home  Journals  Finance and Credit  35(467) - 2011 September

Organization of system for credit risk management  in the consumer lending field

Available online: 4 October 2011

Subject Heading: Risk-management

JEL Classification: 

In the article it is marked that credit risk is a primary risk that businesses are exposed in the retail lending field. It is why an effective risk management process is a key. This paper deals with the subject of how an organizational system aiming to successfully manage the risk can be built for retail lending. Effectiveness of the management is achieved upon realization of certain principles, enriched composition of participants, functional and organizational arrangements for individual structural units and with adequate attention given to peculiarities of retail lending as a process.

Keywords: credit risk, consumer lending, risk management, organizational structure

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ISSN 2311-8709 (Online)
ISSN 2071-4688 (Print)

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