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Finance and Credit
 

Improving the compensation mechanism provided by the agency of deposit insurance

Vol. 17, Iss. 31, AUGUST 2011

Available online: 22 August 2011

Subject Heading: BANK OPERATIONS

JEL Classification: 

Mikulskya M.P. counselor of the Financial Market Committee of the State Duma of the Russian Federation
mikulsk@duma.gov.ru

The system of deposit insurance is the way of maintaining stability and confidence to the banking sector. In the article some operations led in the banks in the pre-bankruptcy period are explored. These operations decrease the efficiency of the deposit insurance system. Different ways of limitation such operations as «deposit’s split» and «deposits of corporations into deposits of individuals transformation» are examined in the article.

Keywords: bankruptcy of banking institutions, deposit insurance, deposit’s split, enterprises deposits into private deposits transformation

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ISSN 2311-8709 (Online)
ISSN 2071-4688 (Print)

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