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Finance and Credit
 

Risk-orientated supervision for the credit organizations - the theoretical aspect of the problem

Vol. 17, Iss. 26, JULY 2011

Available online: 12 July 2011

Subject Heading: Banking

JEL Classification: 

Timofeeva Z.A. candidate of economic science, the deputy chief of the Kaliningrad’s branch Bank of Russia
ztimofeeva@gazinter.net

The development of the profound risk-orientated approaches to the supervision for the credit organization is one of the actual task, which stands today before the Central Bank of Russia. In accordance with the IMF and the World Bank expert’s opinions, the system of normative-legal regulation of the Russian banking sector is conform to the Basel’s principles of effective bank’s supervision in whole. But the Russian supervision’s practice is far from the international standards and Basel’s requirements for the some aspects. The strong financial infrastructure is not build, the transparency of the banking operations and financial sector is not ensure in whole. The qualitative changes in national standards of banking activity are necessary. The problem of the state bank’s influence in banking sector is actual yet. The review of the system of banking regulations and the ensuring confusion of the accent from the control-inspection function to the risk-orientated are require. This tasks are put in the Strategy of the development of Russian banking sector for the period 2015. The decision of these main problems will be connect with the native changes of the supervision’s ideology, with the creation it’s new architecture and with the serious changing resources and normative part of supervision. The author offers the system’s view on the development of the theoretical aspects of the risk-orientated supervision for the credit organizations.

Keywords: risk, risk-orientated supervision, credit organizations, crises, remote supervision, the inspection, supervision process

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ISSN 2311-8709 (Online)
ISSN 2071-4688 (Print)

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