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Finance and Credit
 

The mortgage lending as the way of financing of housing construction

Vol. 17, Iss. 21, JUNE 2011

Available online: 7 June 2011

Subject Heading: BANK OPERATIONS

JEL Classification: 

Lepekhin I.A. The teacher of chair humanitarian and socio-economic subjects, The branch of the Russian state humanitarian University in Tver
ilja-lepehin@rambler.ru

Integrated approach of a problem of progress of housing construction in modern Russian conditions requires for its decision of the system approach, use both domestic, and world experience in this area.
     In the present work the way of financing of housing construction due to the mortgage credits, adjusted in the majority of developed countries is investigated.
     It is drawn a conclusion that in conditions of market economy mortgage lending of housing construction is an optimum financial-credit tool of attraction of money resources on construction of objects of the inhabited real estate.

Keywords: financing, lending, hypothecation, construction, mortgage, credit, borrower, developer, mortgagee, mortgagor

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ISSN 2311-8709 (Online)
ISSN 2071-4688 (Print)

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