Home  Journals  Finance and Credit  12(444) - 2011 March

Insurance portfolio, its qualitative and quantitative characteristics

Available online: 23 March 2011

Subject Heading: Insurance

JEL Classification: 

In the present article term of insurance portfolio is exactly defined, attributes of insurance contract as element of portfolio are analyzed. Considering insurance portfolio as combination of insurance contracts, complex of it’s characteristics are defined. It is divided into qualitative and quantitative characteristics. Qualitative attributes are used for insurance portfolio differentiation, while quantitative consisting of absolute, average and relative characteristics are used for specification of various part of insurer activity. In the present work critical analysis of current insurance portfolio functions classification was given. Own point of view on insurance portfolio functions subsequent upon it’s essence as combination of insurance contracts was substantiated. Three functions were highlighted and described: risk and profit taking as main and analytical as secondary.

Keywords: insurance, insurance portfolio, insurance portfolio characteristics, insurance portfolio functions

View all articles of issue

ISSN 2311-8709 (Online)
ISSN 2071-4688 (Print)

Journal current issue

Vol. 30, Iss. 3 March 2024

Archive