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Finance and Credit
 

Increased profitability of the banking credit portfolio using the scoring

Vol. 17, Iss. 10, MARCH 2011

Available online: 10 March 2011

Subject Heading: BANK ACTIVITY

JEL Classification: 

Grachev I.D. doctor of economic sciences, deputy of State Duma of Russia, member of National Advice of Russian Federation on evaluation activity
idg19@mail.ru

Berestnev D.A. graduate of Central Economics and Mathematics Institute RAS
toberest@gmail.com

Quality of rating credit risks is the most important problem of banking in out time. Advantages of using scoring rating for credit risk calculation and influence of determination accuracy of credit risk level on profitability of credits is shown in this article using statistic one of the largest bank of Russia.

Keywords: Credit scoring, interest rate, credit risk, profitability of credit, methods of enhancement profitability

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ISSN 2311-8709 (Online)
ISSN 2071-4688 (Print)

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