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Finance and Credit
 

Bank system and its role in development of the Russian small-scale business

Vol. 16, Iss. 45, DECEMBER 2010

Available online: 3 December 2010

Subject Heading: Banking

JEL Classification: 

Azmanova E.G. Cand.Econ.Sci., the senior lecturer of chair of banking, Saratov state social and economic university
eazmanova@yandex.ru

For today in the conditions of a rigid competition in the bank market, for the credit organisations it is necessary to find new spheres of application of the banking capital and additional channels of reception of profit. Ample opportunities to banks in this aspect are given by a small-scale business. About necessity of financial support of business it is much told by practising bankers and it is written proceedings by scientists-economists, however, in practice there was no still a complex system of interaction of the state, commercial banks and small enterprises. In the present work attempt to illustrate activity of the Russian bank system directed on a segment of a small-scale business is undertaken, to open the basic problems inherent in given activity. The accent is made on the raised credit risks at work of banks with businessmen. The conclusion that now there are all preconditions is drawn that to a small-scale business to take a corresponding place among perspective branches of bank crediting.

Keywords: bank system, interaction, crediting, a small-scale business, the state

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ISSN 2311-8709 (Online)
ISSN 2071-4688 (Print)

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