Home  Journals  Finance and Credit  29(413) - 2010 August

Methods for modeling the credit rating of small businesses

Available online: 10 August 2010

Subject Heading: Banking

JEL Classification: 

The article is given to justify the introduction of credit institutions universal methodology for assessing the creditworthiness of small businesses. In addition, here is shown the essence of the approaches to the formation of the borrower's credit rating. Based on the positive and negative aspects of the described methods revealed more optimal one to assess the creditworthiness of small businesses is considered.

Keywords: small business, creditworthiness, credit rating, a composite index, adaptive mechanisms, the nature, analysis, factor relationship, modeling, sсorring, aggregation, advantages, disadvantages

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ISSN 2311-8709 (Online)
ISSN 2071-4688 (Print)

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