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Finance and Credit
 

Creditworthiness and credit risk in bank risk-management

Vol. 16, Iss. 17, MAY 2010

Available online: 7 May 2010

Subject Heading: Risk management

JEL Classification: 

Shatalova E.P. associate professor, Financе Academy under the Government of RF
shatalovae@yahoo.com

Shatalov A.N. financial consultant
Shatalov.66@mail.ru

In the presented article, assessment of creditworthiness, which is carried out by means of assignment of a credit rating, is considered as the initial stage of credit risk-management in banking. Two methods of credit risk-management – reservation and limitation are strictly connected with the level of creditworthiness.

Keywords: creditworthiness, classification of risks, credit risk, bank risk-management, credit rating, reservation, limitation

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ISSN 2311-8709 (Online)
ISSN 2071-4688 (Print)

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