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Finance and Credit
 

Creditworthiness ratings of small business enterprises in commercial banks in conditions of financial instability

Vol. 16, Iss. 5, FEBRUARY 2010

Available online: 3 February 2010

Subject Heading: SMALL-SCALE BUSINESS CREDITING

JEL Classification: 

Chibisov A. graduate student, Department of Finance and credit Moscow State Technological Academy, Moscow
tchibissov_alex@mail.ru

The paper assesses the commercial banks approaches to assessing the clients business - a small business based on standard approaches of quantitative and qualitative criteria for assessing creditworthiness. Assessment of clients business, the allocation of its specificity and assessment of risk characteristics can more accurately assess the creditworthiness of the borrower in a precarious financial situation.

Keywords: business, credit, bank, instability

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ISSN 2311-8709 (Online)
ISSN 2071-4688 (Print)

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