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Finance and Credit
 

Methodical aspects of giving guarantees by regional state small business support funds

Vol. 16, Iss. 4, JANUARY 2010

Available online: 27 January 2010

Subject Heading: SMALL-SCALE BUSINESS

JEL Classification: 

Golankov A.N. graduate student, Kaliningrad State Technical University
samgo@mail.ru

One of the key problems solved, nowadays by the state, is support to small business. To solve the problem of financing small enterprises which do not have sufficient mortgaging property, small business lending assistance funds are created in Russia. Funds give guarantees for small business credits. In the present work, on the basis of the analysis of Russian and foreign credit assistance funds activity, recommendations about a procedure of giving guarantees for small business which do not have sufficient mortgaging property are resulted. The principal shortcomings of giving guarantees by credit assistance funds are revealed. Recommendations about improvement the process of giving guarantees are also given. The content of internal standard documents which are necessary for funds activity is developed.

Keywords: guarantee fund, state support, small business

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ISSN 2311-8709 (Online)
ISSN 2071-4688 (Print)

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