Home  Journals  Finance and Credit  35(371) - 2009 September

Bad debts: conception, main indicationsand ways to increase the effectiveness of bad credits repayment

Available online: 6 November 2009

Subject Heading: Bank crediting

JEL Classification: 

Question of finding ways to increase an effectiveness of problem credits management, one of the most important and especially urgent in conditions of present financial crisis, was considered in this report. Conception of bad and overdue debts, including latent bad debts, was investigated in this report.
     Authors analyzed and classified, using matrix forms, basic indications of problem credits and type scenarios of debtor’s behavior after receiving a credit. Scheme of organization of a process of supporting problem credits from revealing bad credits indicates till repayment/amortization was suggested. Also there some helpful suggestions, improving bank’s problem credits management, were described as well.

Keywords: crediting, bad credit, overdue debts, problem credit’s indication, management, bank, borrower

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ISSN 2311-8709 (Online)
ISSN 2071-4688 (Print)

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