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Finance and Credit
 

Analysis of the financial state of a corporate client and its role in evaluation of the borrower’s creditworthiness

Vol. 15, Iss. 22, JUNE 2009

Available online: 16 September 2009

Subject Heading: Corporate credit

JEL Classification: 

Scherbakova T.A. Candidate of Economic Sciences, Associate Professor of the Economics and Finances Department, Taganrog Institute of Management and Economy ;

The article highlights that in the current conditions banks need to take a more careful approach to evaluation of risks under enterprises and organizations crediting projects. It states that the analytical substantiation of decisions being made largely depends on the quality of evaluation of the enterprise’s financial state. Consequently, the competent approach to such evaluations is becoming more and more urgent.

Keywords: analysis, credit, banks, risk, ratio

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ISSN 2311-8709 (Online)
ISSN 2071-4688 (Print)

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