+7 925 966 4690, 9am6pm (GMT+3), Monday – Friday
ИД «Финансы и кредит»

JOURNALS

  

FOR AUTHORS

  

SUBSCRIBE

    
Finance and Credit
 

Using floating interest rates for credits with shares as deposit

Vol. 15, Iss. 32 , AUGUST 2009

Available online: 26 August 2009

Subject Heading: The share capital

JEL Classification: 

Klementiev V.A. graduate student, Ulyanovsk state technical university
kva@uln.gazbank.ru

This work emphasises developing the decisions which allow banks in conditions of mortgage value changing to keep profit rate without reducing a credit portfolio. It is offered to use floating interest rates for credits with shares as deposit. The rate would inversely depend on value of the deposit corrected by the rest of debt.

Keywords: Private crediting, floating interest rates, shares as deposit, credit risk

View all articles of issue

 

ISSN 2311-8709 (Online)
ISSN 2071-4688 (Print)

Journal current issue

Vol. 30, Iss. 4
April 2024

Archive