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ИД «Финансы и кредит»






Digest Finance

Evaluation of the investment potential of regional banks: Evidence from the Republic of North Ossetia – Alania

Vol. 21, Iss. 3, SEPTEMBER 2016

PDF  Article PDF Version

Received: 17 March 2016

Received in revised form: 14 April 2016

Accepted: 17 May 2016

Available online: 19 September 2016

Subject Heading: Banking

JEL Classification: G21, G24

Pages: 2-11

Aguzarova L.A. North Ossetian State University named after Kosta Levanovich Khetagurov, Vladikavkaz, Republic of North Ossetia – Alania, Russian Federation

Acheeva A.T. North Ossetian State University named after Kosta Levanovich Khetagurov, Vladikavkaz, Republic of North Ossetia – Alania, Russian Federation

Importance Banks' investment opportunities represent one of the important indicators that allow evaluating the banks' ability to financially sustain needs of the regional economy. The article analyzes the investment opportunities of regional banks and examines the principal factors shaping banks' investment potential.
Objectives The research evaluates the investment potential of regional banks in the Republic of North Ossetia – Alania and outlines recommendations for further growth in investing activities of the region's banking sector.
Methods We applied the general research methods of analysis, synthesis and analogy. We used methods of analytical grouping and comparative analysis to process banks' financial statements and reports.
Results The proposed methods involve the statistical ones, and they prove that factors of the investment potential are mutually related. If the methods are used, it will boost the development of the financial system of the constituent entities of the Russian Federation.
Conclusions and Relevance After we evaluated the investment potential of the regional banks in the Republic of North Ossetia – Alania, we concluded that the banks had certain resource-based capabilities for investment. However, they insufficiently use them due to high credit and investment risks, in particular.

Keywords: region, bank, investment potential, Republic of North Ossetia – Alania


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