Filippova I.A.associate professor of chair «the Economic theory», the Ulyanovsk state technical university ean@ulstu.ru
Kurnavkina N.A.сand. econ. sci., the chief of sector of financing of building projects of department of credit products for legal bodies of Open Society «Savings Bank of Russia» Fna_2004@mail.ru
Human capital - it is an active element of social reproduction, and an important factor in national competitiveness. It allows, on the one hand, increase the income of capital owners (individuals), and on the other hand, is accompanied by economic growth of the state. World Bank calculations, the example of a survey of 192 countries, show that only 16% growth in countries with economies in transition due to physical capital, 20% - natural capital, the remaining 64% are associated with human and social capital.
Keywords: investments, the human capital, postindustrial societies
