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Economic Analysis: Theory and Practice
 

Methods of Comprehensive Trade-Debtors Evaluation

Vol. 8, Iss. 8, MARCH 2009

Available online: 18 September 2009

Subject Heading: Estimation of buyers-debtors

JEL Classification: 

Malafeyeva M.V. Candidate of Economics, Assistant Professor, Nizhny Novgorod State University after N.I. Lobachevsky

Stulova O.Ye. Nizhny Novgorod State University after N.I. Lobachevsky ;

The method described in this article helps evaluate the customers by separate analysed indicators, and to evaluate them comprehensively and reveal those with the minimum risk of loan default. Besides, the developed method aids to break the customers up into various groups by different characteristics, or to range them. The offered method can be widely implemented in the credit policy forming, due to its ability to help minimise the amount of doubtful and uncollectible debts, which, in its turn, will have a positive impact on the company activities in the whole.

Keywords: asset, liquidity, credit, target, task, choice, object, selection, company, definition, indebtedness, period, calculation, comparability, indicator, efficiency, multitude

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ISSN 2311-8725 (Online)
ISSN 2073-039X (Print)

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