Subject. Development of critical business infrastructure. Objectives. Systematization of approaches to decision-making on the technological development of an enterprise and the implementation of systems based on the use of artificial intelligence. Methods. The methodological basis of the research is the theory of marginal efficiency of capital and the transaction cost theory. Results. An algorithm has been developed for commercial organizations to make decisions on investing in the development of artificial intelligence systems. It is shown under what conditions the independent development of artificial intelligence systems is economically more advantageous than acquiring an already created technology. Conclusions. The application of the developed algorithm will allow commercial organizations to form a rational investment strategy in the development of advanced technologies.
Keywords: artificial intelligence, efficiency, clustering, return on investment, decision-making algorithm, digital transformation
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