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Regional Economics: Theory and Practice
 

Trends in consumer lending development

Vol. 18, Iss. 8, AUGUST 2020

Received: 5 March 2020

Received in revised form: 28 April 2020

Accepted: 29 June 2020

Available online: 14 August 2020

Subject Heading: SOCIOECONOMIC POLICY

JEL Classification: G1, G32

Pages: 1449–1458

https://doi.org/10.24891/re.18.8.1449

Isaevа P.G. Dagestan State University (DSU), Makhachkala, Republic of Dagestan, Russian Federation
isaevapatimat@rambler.ru

ORCID id: not available

Shabanovа P.M. Dagestan State University (DSU), Makhachkala, Republic of Dagestan, Russian Federation
Fatimshaaa@mail.ru

ORCID id: not available

Subject. This article discusses theoretical and practical approaches to the issue of consumer lending to the population.
Objectives. The article aims to consider the problems and prospects of consumer lending development.
Methods. For the study, we used an empirical analysis.
Results. Based on the analysis of the Russian consumer credit market, the article outlines ways to develop bank lending to individuals.
Relevance. The results of the study can be used to further explore the problems of consumer lending.

Keywords: banking system, lending, consumer crediting, debts, population

References:

  1. Avdeeva V.I., Kulakova N.N. [Consumer lending in Russia in modern economic conditions]. Vestnik Altaiskoi akademii ekonomiki i prava = Journal of Altai Academy of Economics and Law, 2019, no. 9, part 2, pp. 5–11. (In Russ.) URL: Link
  2. Avdeeva V.I. [Financial resources of the organization, efficiency of their use and possibility of replenishment]. Ekonomika i predprinimatel'stvo = Journal of Economy and Entrepreneurship, 2019, no. 1, pp. 1274–1280. (In Russ.)
  3. Kulakova N.N., Semenenko M.G. [The condition and problems of mortgage lending]. Vektor nauki Tol'yattinskogo gosudarstvennogo universiteta. Seriya: Ekonomika i upravlenie = Science Vector of Togliatti State University. Series: Economics and Management, 2017, no. 3, pp. 57–63. (In Russ.) URL: Link
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  7. Starodubtseva E.B. [Features of modern credit in the world economy]. Finansy i kredit = Finance and Credit, 2019, vol. 25, iss. 4, pp. 873–890. (In Russ.) URL: Link
  8. Kurmanbaeva M.A. Tendentsii kreditovaniya fizicheskikh lits v Rossiiskoi Federatsii. V kn.: Aktual'nye problemy gumanitarnykh i sotsial'no-ekonomicheskikh nauk. Cbornik nauchnykh trudov [Trends of lending in the Russian Federation. In: Current problems of humanities and socio-economic sciences. A collection of scientific works]. Moscow, Sputnik+ Publ., 2019, pp. 74–79.

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