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Regional Economics: Theory and Practice
 

Problems and perspectives of retail segment of national payment system development in Russia

Vol. 11, Iss. 29, AUGUST 2013

Available online: 11 August 2013

Subject Heading: PROBLEMS. SEARCH. SOLUTIONS

JEL Classification: 

Sofronova V.V. PhD in Economics, Associate Professor, the Department of Banking, The Nizhny Novgorod branch of the NIU Graduate School of Economics
valentina.nnov@mail.ru

Nowadays national payment system development is determined by information technologies and the growth of demand for payment services from people. Electronic means of payment are becoming increasingly demanded payment instrument. The joint retail payment area is discussed to appear in CIS. Meanwhile, many theoretical and practical questions of retail and electronic in particular, payment application are still open. This article is devoted to analysis of practical use of retail payment instruments in the region, discussion questions of natures and essence of e-money. The perspectives of retail instruments development were assessed. It is concluded that the results support the necessity of banking risk supervision enforcement in payment systems.

Keywords: payment system, cash money, electronic means of payment, payment card, risk, supervision, regulation

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ISSN 2311-8733 (Online)
ISSN 2073-1477 (Print)

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