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Financial Analytics: Science and Experience
 

Innovative financial technologies and operational risk in remote banking

Vol. 10, Iss. 6, JUNE 2017

PDF  Article PDF Version

Received: 9 February 2017

Received in revised form: 17 March 2017

Accepted: 5 April 2017

Available online: 15 June 2017

Subject Heading: RISK, ANALYSIS AND EVALUATION

JEL Classification: G15, G21, G29

Pages: 647-662

https://doi.org/10.24891/fa.10.6.647

Kudryavtseva Yu.V. Tambov State Technical University, Tambov, Russian Federation
Deutschenbebi@icloud.com

Importance The article analyzes the advantage of development of remote banking with the use of IT-technologies, the revealed cyber crime, the way of theft prevention and trend in further development of innovative financial technologies and presents ALTELL NEO software.
Objectives The research aims at analyzing the losses of credit organizations on cyber crimes in Russia and all over the world. I show the reasons of swindler development, financial forecast for the next few years as well as new ways of struggle against cyber crime.
Methods I applied methods of analysis and synthesis of scientific and information base. Works of Russian and foreign scientists and experts in the field of theory and practice of economic and financial support form the methodological and theoretical basis of the study.
Results The paper reveals a trend in the bank services market: banks and credit organizations' counteraction to an increasing threat of cyber crime.
Conclusions and Relevance Disclosure and prevention of cyber crimes require growing up efforts. The Bank of Russia in collaboration with law enforcement and credit organizations carries out a range of programs of financial and informational security of the national payment service, commercial banks and citizens.

Keywords: IT-technology, cyber crime, fishing, malware, online bank, mobile banking

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