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Financial Analytics: Science and Experience
 

Development trends in credit lending in Russia

Vol. 7, Iss. 19, MAY 2014

Available online: 11 May 2014

Subject Heading: BANK SECTOR

JEL Classification: 

Pages: 29-34

Zaborovskaia A.E. Ural State University of Economics, Yekaterinburg, Russian Federation
zaborovskaya.alena@bk.ru

The problem of mortgage credit lending is undated. It is connected with a variety of forms and types of this credit market segment, as well as its relevance and social significance. This article provides an analysis of the mortgage credit lending in the Russian Federation over the past few years; it identifies the main directions and development trends, describes the specific features in comparison with the other forms of credit relations. The author substantiates the proposals and conclusions by statistical data presented in tables and figures. The article summarizes that the mortgage credit lending is very important for the present-day Russian economy and it has the huge potential for further development in the country.

Keywords: mortgage credit lending, real estate, interest rate, securitization, refunding

References:

  1. Agency for housing mortgage lending. An official website. Available at: Link.
  2. Bank of Russia. An official website. Available at: Link. (In Russ.)
  3. Razvitie rynka ipotechnogo zhilishchnogo kreditovaniia i deiatel'nost' AIZhK. Itogi 2013 goda [Development of the mortgage lending market and activity of AHML. Results for 2013]. Analiticheskii tsentr AIZhK, ezhemesiachnyi otchet – AHML Analytical Center, monthly report, 2014, issue no.1, р. 27.
  4. Available at: Link. (In Russ.)
  5. Available at: Link. (In Russ.)
  6. Available at: Link. (In Russ.)
  7. Available at: Link. (In Russ.)

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ISSN 2311-8768 (Online)
ISSN 2073-4484 (Print)

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