Home  Journals  Financial Analytics: Science and Experience  6(192) - 2014 February

To a question of influence of a way of repayment of a debt on availability of a mortgage loan

Available online: 8 February 2014

Subject Heading: Economy questions

JEL Classification: 

In article options of depreciation of the mortgage debt, offered as a part of social products of JSC AIZhK are investigated as ways of repayment of the mortgage loan, offered by the Russian banks within a commercial mortgage, and. The assessment of the analytical indicators characterizing availability of a mortgage loan depending on ways of depreciation of a debt, namely, the amount of the current payments, a total cost of the credit, and also the greatest possible size of the credit for the borrower is carried out. Parameters of the commercial mortgage product based on a way of increasing payment are developed.

Keywords: availability, mortgage loan, way of repayment, the annuity payment, the differentiated payment, accruing payment, cost

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ISSN 2311-8768 (Online)
ISSN 2073-4484 (Print)

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