Financial Analytics: Science and Experience
 

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Analysis of techniques for assessment of borrower's credit-worthiness

Vol. 4, Iss. 4, JANUARY 2011

Available online: 24 January 2011

Subject Heading: PENSION GUARANTEE

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Kozlova L.V. the graduate student of department anticrisis control, Nizhny Novgorod state university N.I. Lobachevsky - National research university
witch1920@mail.ru

The analysis of the procedures, utilized by banks for evaluating solvency of borrower, is carried out on the basis of normative reports. Dana is the estimation of the use of credit resources by banks and by the real sector of economy. The conclusion is made that the state of economy can be characterized as debt, in this case a constant increase in the credit resources, which are not led by credit organizations to the real sector of economy, occurs.

Keywords: estimation, solvency, borrower, stability, resource approach

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ISSN 2311-8768 (Online)
ISSN 2073-4484 (Print)

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