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Analysis of procedures of underwriting of insurance products

Niculina N.N. PhD in Economics, Associate Professor of department "Insurance", the Nizhny Novgorod State University named after N.I. Lobachevsky - National Research University ( nnniculina@yandex.ru )

Berezina S.V. PhD in Economics, Associate Professor of department "Insurance", the Nizhny Novgorod State University named after N.I. Lobachevsky - National Research University ( nnniculina@yandex.ru )

Journal: Economic Analysis: Theory and Practice, #25, 2012

One of the main destinations of underwriting is improvement of operational result of insurance company. Authors investigate, as it is better to organize activity in the field of an underwriting to increase efficiency of insurance operations, the features of procedure of an underwriting of various insurance products.


State Policy of Russian Federation in the Field of High Technologies

Berezina A.A. graduate student, Finance Academy under the Government of the Russian Federation ( alito@bk.ru )

Journal: Finance and Credit, #23, 2010

The development of high tech sector has gained high importance in modern world, and well-developed states stimulate innovative production with state policy measures. Russian Government has declared to pursue a course to accelerated modernization, but actually the measures that are being taken contradict to this course. As the VIth technology structure is now in process of its formation, Russia should focus on development of high technologies in the fields where it still has competitive advantages - nanotechnologies, aviation and spaceship construction, shipbuilding, atomic industry.


Risk management in the general government sector: Discussion issues of theory and practice

Arkad'eva O.G. I.N. Ulianov Chuvash State University (ChuvSU), Cheboksary, Chuvash Republic, Russian Federation ( knedlix@yandex.ru )

Berezina N.V. I.N. Ulianov Chuvash State University (ChuvSU), Cheboksary, Chuvash Republic, Russian Federation ( study.2011@yandex.ru )

Journal: National Interests: Priorities and Security, #4, 2019

Subject This article discusses the issues of transformation of the public administration system in the context of global challenges.
Objectives The article aims to highlight and generalize factors, conditions and trends that form the conditions for implementation, development and practical application of risk management tools in the public administration sector, and specify these processes for Russia.
Methods The article conducts a comparative analysis of foreign and Russian scholars' research results concerning the issues of risk-management development in the public administration sector.
Results The article identifies the reasons for the need to form a risk management mechanism in the public administration sector and describes the peculiarities of factors influencing the key performance characteristics of risk management in Russia.
Conclusions The introduction of risk management in the public administration sector is a natural, evolutionary conditioned process that arises at the present stage of social development in order to form an effective mechanism to counteract the major threats and challenges.


Organizational and legal elements of social programming in regions

Arkad'eva O.G. I.N. Ulianov Chuvash State University, Cheboksary, Chuvash Republic, Russian Federation ( knedlix@yandex.ru )

Berezina N.V. I.N. Ulianov Chuvash State University, Cheboksary, Chuvash Republic, Russian Federation ( study.2011@yandex.ru )

Journal: Economic Analysis: Theory and Practice, #7, 2017

Importance The article addresses the system of legal, financial, economic, institutional and regulatory relations in the pursuit of priority goals and objectives of social development based on budgetary constraints and changing external factors. It investigates the organization of social programming processes, which cause contradictions and imbalances in the function of individual elements of the mechanism.
Objectives The aim is to provide a detailed assessment and conceptual framework for major components of the social programming mechanism from the perspective of organizational forms, internal interactions and relationships with external environment.
Methods In the study, we employ comparative and statistical analysis, review the substance and identify differences in the constitutive and law enforcement regional practices of programming.
Results The paper updates the concepts and analyzes the content of regional program documents in the sphere of social program budgeting on the case of entities of the Volga Federal District. The elaborated provisions can be applied to formulate and amend regulations of public authorities, recommendations for government program development in the social sphere.
Conclusions To improve the function of the social programming mechanism, it is important to devise social programs that focus on real qualitative social transformation, enable to get a visible social effect and meet the needs of a particular individual, subject to the level of achieved development and the potential of the socio-economic system.


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