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Regional Economics: Theory and Practice
 

Technique of an estimation of potential of mortgage housing crediting in the region

Vol. 10, Iss. 8, FEBRUARY 2012

Available online: 16 February 2012

Subject Heading: SEARCH. PROBLEMS. DECISIONS

JEL Classification: 

Savrukov A.N. PhD in Economics, assistant professor of department «Finance and Monetary circulation», St. Petersburg State Polytechnic University
savrukov_a@mail.ru

In the article it is suggested and disclosed a methodical approach to assessing the potential of residential mortgage lending in the region, based on the calculation of integral index and clustering method, which allows to estimate and compare the results of calculations of the mortgage potential of Russian regions, and to develop proposals for improving the existing mechanism of residential mortgage lending.

Keywords: hypothec, methodology, index, potential, region, mechanism, cluster

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ISSN 2311-8733 (Online)
ISSN 2073-1477 (Print)

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