Home  Journals  Finance and Credit  9(861) - 2025 September

Financial inclusion in the modern-day Russian and foreign scholars' scientific research

Received: 28 July 2025

Accepted: 1 August 2025

Available online: 30 September 2025

Subject Heading: THEORY OF FINANCE

JEL Classification: G18 G21 G28 G51 G53

Pages: 35-52

https://doi.org/10.24891/ttjdlf

Subject. This article discusses modern-day approaches to the definition of Financial Inclusion.
Objectives. The article aims to review the current approaches to the study of financial inclusion in the works of Russian and foreign authors.
Methods. For the study, we used comparative and content analyses.
Results. The article identifies a number of key factors determining the integration of broad segments of the population into the financial system, and it describes two main approaches to the consideration of financial inclusion by Russian and foreign scientists.
Conclusions and Relevance. Most scholars and authors of scientific papers understand and interpret the general categories of financial inclusion in roughly the same way. The results of the study can be useful in the banking sector when designing financial inclusion programmes, as well as investigating the issues of financial sector development.

Keywords: financial inclusion, sustainable development, financial organizations, financial literacy, financial security

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