Subject. The article addresses the problem of flow process management of credit organizations and their optimization, using the financial logistics tools in the banking practice. Objectives. The purpose is to consider the financial logistics as an effective tool of flow process management, the specifics of applying its methods in banking, and to develop practical recommendations for streamlining these processes, based on the logistics approach. Methods. The study employs methods of financial and economic analysis, synthesis, induction and deduction, and the systems approach. The academic papers of Russian and foreign scientists on financial logistics and flow process management serve as methodological and theoretical basis of the research. Results. We explore the financial logistics, reveal the specifics of using its methods in the banking practice. The paper presents practical recommendations for streamlining the flow processes, based on the logistics approach in the banking sector. Conclusions. The presentation of a credit organization as a logistic system enables to use methods of logistics approach in the banking practice in accordance with the objectives of each individual system element and its financial specificity. The offered recommendations can be applied in the banking practice to solve problems associated with the improvement of bank financial flow management. The findings may be useful to develop the theory of financial logistics and measures for streamlining the financial flows of credit organizations.
Keywords: financial logistics, bank financial flows, process flow, financial resources, optimization
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