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Finance and Credit
 

Classification tools to settle bad debts of banks

Vol. 22, Iss. 31, AUGUST 2016

PDF  Article PDF Version

Received: 6 July 2016

Received in revised form: 22 July 2016

Accepted: 8 August 2016

Available online: 30 August 2016

Subject Heading: Banking

JEL Classification: G21

Pages: 2-14

Davydov V.A. Northwest Bank of Sberbank of Russia, St. Petersburg, Russian Federation
vadavydov@sberbank.ru

Khalilova M.Kh. Saint Petersburg State University, St. Petersburg, Russian Federation
fialka64@mail.ru

Subject The article considers the classification of methods to settle toxic assets and select the best option in a particular situation.
Objectives The goal of the research is to streamline standard methods and tools to settle bad debts of credit institutions.
Methods The study employs methods of theoretical learning, logic and comparative analysis.
Results We systematized the methods of credit institutions' bad debts settlement, described the basic tools to settle bad debts of banks, selected a classification of tools to settle bad debts, and developed an algorithm of choosing the tools to deal with toxic assets in each particular case.
Conclusions and Relevance It is advisable to use the obtained results by the banking community, representatives of supervisory authorities when discussing and making decisions on further steps of the banking regulation reform with regard to credit institutions' bad debt settlement.

Keywords: bank, toxic asset, bad debt, settlement, instrument

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